Student loan payments are about to get a lot harder, and millions of borrowers have no idea what’s coming. New changes to federal student loan programs are set to raise monthly payments, cut repayment options, and pull the rug out from under plans like SAVE that borrowers were counting on. For younger Americans already squeezed by rent, inflation, and a brutal job market, a higher student loan payment isn’t a minor adjustment. It’s the difference between getting ahead and falling behind. In this video we break down exactly what’s changing with federal student loans, how much more borrowers could owe each month, and what your options actually are if your payment is about to climb. If you have a federal student loan, this is the breakdown you need before the new rules hit your account.
1. How much more will the average borrower owe each month under the new rules?
2. If repayment plans like SAVE disappear, where does that leave the borrowers who enrolled in them?
3. Can younger Americans carry higher loan payments on top of rent and inflation?
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Chapters:
1:18 Student Loan Payment Just Tripled
3:44 Changes in Federal Student Loans
5:13 Think Twice About Student Loans
7:23 Interest on Student Loans Is Higher Than a Mortgage
12:20 How Expensive Student Loans Are
14:46 Relying on Federal Loans
15:35 Federal Student Loan Limits
17:45 $78,327 of Student Loan Debt
18:35 How to Pay Student Debt
19:51 What They Don’t Tell You About Student Loans
21:17 Delayed Refund Checks
22:08 Student Loans That Never End
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